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Heartland Benefits specializes in Employee Benefit Plans for all sizes of companies.
With 25 years of expertise in Employee Benefits we help you find solutions and concepts that work.

Thursday, March 11, 2010

"Introducing Quicken Health Expense TrackerSM

Quicken Health Expense Tracker
Pay in seconds, fact-check in minutes — save yourself hours.

As a UnitedHealthcare member, you now have access to Quicken Health Expense Tracker, a new Web-based tool that will help you understand and pay your family’s health care expenses.

This new online tool puts the facts at your fingertips, so you know if your “amount due” is correct — and why. From full explanations of the terms, to break-downs of the math, you'll see it all. And you can pay most of your doctors in a matter of clicks.

Click it. Read it. Act on it.
When a new claim is processed, Quicken Health Expense Tracker breaks it down, showing you what you owe and why. It will help you understand exactly how each claim was calculated within the terms of your medical plan. With this tool, you will be able to see how much your medical plan is paying, what part of the visit went to fulfill a deductible or co-pay, and what — if anything — you should pay.

It’s health care paperwork without the paper — or the work
With Quicken Health Expense Tracker you can stay on top of your health care costs like never before — right from your computer, anywhere you have Internet access. Say goodbye to the hassle of phone calls, and searching through paperwork.

Just log on to your myuhc.com® home page, sign up for Quicken Health Expense Tracker, and it will automatically load up to 18 months of your family’s claims history with UnitedHealthcare. And, new claims will continue to be automatically added for as long as you have a UnitedHealthcare health plan.

So if you ever wondered if your bill was correct — or you want to pay it at your convenience — Quicken Health Expense Tracker is right for you."

Thursday, March 4, 2010

"Stress and back pain: What's the connection?

We all have stress from everyday life, and it's not always harmful. It can give us a burst of energy or help us focus on important tasks. But, poorly managed stress can cause problems such as back pain.

'When you're tense, anxious, fearful or angry, your back, shoulder and neck muscles contract,' says Norman Marcus, M.D., director of muscle pain research at the NYU School of Medicine. Eventually, that can lead to pain severe enough to affect daily activities.

You can't escape stress as easily as you can avoid other back pain risks, such as heavy lifting. But, there are steps you can take to help cope with — or avoid — the pain.

Move away from pain
One strategy for relieving stress and back pain is regular exercise. Check with your doctor first, and then try activities that make you break a sweat. Exercise — such as jogging, swimming and bicycling — can release muscular tension and lower your stress level.

Eating right (see the sidebar 'Avoid the pitfalls of stress') and regularly getting enough sleep can help reduce stress and may help to prevent back problems, too.

If you have to sit for long periods, keep your head and shoulders erect. Also, take breaks by standing, moving around and stretching. Your workstation should be comfortable. Make sure your chair supports your lower back and that your working surface is at the proper height so you don't have to lean forward.

Remember to take time for yourself as much as possible. Read a good book, listen to your favorite music or watch a funny show — laughter can be good medicine."